No-Fault Insurance

Despite its misleading name, "no-fault insurance" does not mean that the insurance company will let a person who caused a motor vehicle accident off the hook. Fault in an accident does matter and will likely affect the premiums paid by the driver at fault. Rather, no-fault insurance means that if you are involved in a motor vehicle accident, you have to deal with your insurance company, regardless who is at fault. No-fault insurance can be a very confusing compensation system for people who have been injured in a motor vehicle accident. This confusion is further compounded by the fact that the rules have changed numerous times since its original application. It is important to consult a lawyer familiar with this area of the law soon after the accident to help you determine what compensation you are entitled and assist you in taking the steps appropriate to make such a claim for your loss.